How to Steal the Habits of Millionaires

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I am inquisitive about millionaire habits and their effects on success. I have been experimenting with my work and lifestyle for years to find that perfect fit for a happy, productive, purpose and passion-driven routine. However, the habits of millionaires are quite simple.

The experimentation has led me to discover and acquire millionaire habits that I’d like to share in this article. Of course, most of these habits are not actually mine, but I have ‘stolen’ them from ultra-successful people.

I hope that this article will inspire you to start engineering your perfect day which, in turn, will evolve into a perfect life.

Millionaire Habits

Waking up Early

Waking up early has given me the most significant results since I decided to shift from being a night owl to an early bird. I used to have my peak hours from 1 am to 4 am and get amazing work done with a sharp focus. However, years passed by, and I realized that getting enough sleep regularly is the key to ultimate performance and productivity, not to mention the increased quality of life.

For the last two years, I’ve been experimenting with my morning routine which starts by waking up early. I’ve started at 7 am and managed to stretch it to 6 am. My ultimate goal is to wake up at 5 am as I really enjoy starting early with my morning rituals and getting lots of work done. I won’t lie that at the beginning it was a nightmare to wake up early. It’s dark, it’s cold, and my eyes can’t open because all I wanted to do was to go back to sleep.

I would often tell myself, “I’ll just close my eyes for one more minute.”

However, as I become more mindful about my health and lifestyle, the more I saw the benefits of getting up early. Moreover, mornings are when you have the most precious focus, creative energy, and capacity to learn, think and create.

I’ve seen numerous articles, infographics, and interviews with the most successful millionaires on the planet. Most of them emphasized the importance of getting up early because they believe it is a crucial part of their success and life balance. One article that has greatly inspired me is 12 Lessons of Waking Up at 4:30 a.m. for 21 Days by Filipe Castro Matos.

If you have a vision but don’t have the time to achieve it due to a family, a full-time job, or other commitments, wake up an hour earlier and work on it every day until you make it come true. You don’t find time; you make it. So instead of watching another TV series, go to bed 1 hour earlier and wake up 1 hour earlier.

It’s that easy, you don’t find time, you make it.

My main motivation for waking up early is to have my “me” time. How many times did you want to read, write, reflect on your life, meditate, stretch, visualize, create, or take care of yourself but hadn’t had the time? In the past, it was a secondary goal for me. I’d say, “It’s ok; I can do it sometime later when I have time.” If you don’t make yourself a priority, you will never have time to really improve yourself and take care of yourself.

You always have a choice to use it on yourself and the work you love or spend it on a daily mindless routine like commuting, consuming news, dealing with daily errands, and working in a job you hate.

Making Lists

I don’t have time for it.

This is one of the most common excuses I hear people say to me when I ask them why they don’t exercise, why they don’t write, or why they don’t build a business. But the fact is, you have time, I have time, and Barack Obama has time. We all have time. And to remind you, we all have 24 hours a day no matter where you live, how much money you make, or how successful you are. So you have the same amount of time as everyone else.

So how come some people excel and some don’t?

The secret: They prioritize.

You must make peace with the fact that you can’t have it all. Like the saying you either master one thing, or you become mediocre at many things. You can’t have both.

Also, you must make peace with the fact that you can’t have it all.

When it comes to prioritizing, one of the most effective methods is making lists, especially hand-written lists, because they make your brain believe that these are the only things you need to focus on. Once you start working on something, you will be bombarded with distracting thoughts and excuses. Don’t panic. Instead, write these ideas and distractions down to your “later” list. This little trick makes your brain think about it as a completed task making you stop thinking about it and focusing on your work.

Mindfulness and awareness help you notice these distracting thoughts, and I will talk about them later in this article.

Another method to help you prioritize is essentialism – you focus on the essential things and say a big NO to distractions and endless opportunities. Warren Buffet provides a great example of how essentialism works by using a priorities list method.

Begin with writing down 25 things you want to do in your life. After that, prioritize them writing a number from 1 to 25. Rewrite the list by priorities starting 1 to 25, now draw a line after the 5th priority. The first five priorities are the ones you need and can focus on to really achieve them, and now, the most important part, below the line, 20 other priorities are your “avoid at all costs list.” This is the list of you wanting to become a musician, wanting to write a book, wanting to start a blog, wanting to [INSERT A VERB + NOUN]. Most of the time, it’s more about not doing than doing. Doing nothing instead of doing anything, in most cases, is better for your balance, health, sleep, and focus.

Stacking Habits

The concept of habit stacking is a set of habits that acts as a script for your morning routine. This set of habits ensures that you get the most of your morning and prepare yourself for running the day like a boss.

“Either you run the day or the day runs you.” – Jim Rohn

Habit stacking works like magic for me. My current morning miracle looks like this:

  • Wake up at 5 am
  • Drink water
  • Stretch
  • Eat
  • Meditate for 15 min
  • Read 20 pages
  • Write 500 words
  • Plan the day and define MIT
  • Do the affirmations (What do I want? Why do I want it? What am I committed to doing in order to get there?)
  • Visualize and imagine doing the tasks
  • Work on MIT
  • Exercise

Habit stacking is a concept of introducing a new habit to an existing one.

For example, when you’re brushing your teeth, you can read 2 pages right after doing it. You’re more likely to develop a new habit on top of an old one because your brain has lots of synaptic connections for that habit to run it on autopilot. After you start stacking habit upon habit, your order becomes a habit too. But the best part is that those habits are automatic and don’t require your willpower, allowing you to basically program yourself to do one or the other thing without even thinking about it.

In fact, I write this article at 6 am as a part of my morning miracle after waking up at 5 am, drinking water, stretching, eating, meditating, and reading.


Recent research shows that after just 30 minutes of sitting, your metabolism slows down to 90 percent. The enzymes that move the bad fat from your arteries to your muscles, where it can get burned off, slow down. You already know that sitting too long and staring at your screen is not very good for your posture, mental and physical health. Did you know that the office chair is worse for your health than smoking and kills more people than HIV?

One of the newest habits I am developing is stretching, inspired by my buddy Ivan Shulev who does it every day for at least an hour. In the beginning, I saw it as a waste of time. Still, as I incorporated it into my morning and workout routines, I can see and feel its benefits as I began to sit straight longer, have reduced back pain, and better flexibility.

My goal is to develop a habit of stretching every 30 min while working since I am just sitting and staring at my screen most of the time. Along with that, I started experimenting with working standing up, but my current nomadic lifestyle seems to pose a little problem about it. It doesn’t allow me to work in just one place, so I need to get creative and use different things, such as a fridge, chairs on the table, books under my laptop, to make my stand-up desk the right height. Once again, I have my friend Ivan to thank for leading by example.

Listening to Podcasts

For a long time, I was constantly looking for instant gratification, specifically entertainment, to escape my boring lifestyle. I also daydream by looking at cartoons, movies, and series that portray successful people.

I have never in my life learned anything from any man who agreed with me. – Dudley Field Malone

No matter how fulfilling and immersive these experiences are, I decided to invest in the future I want to live in. The investment was not easy because it requires hard and consistent work to become the best person. So, I decided to watch series, stop wasting time on weird videos, and minimize the time I spend listening to music. Instead, I listened to podcasts to learn more, be inspired, and positively impact my personality and mindset development.

Below are some of the benefits I have listening to podcasts:

  • Learning new things
  • Gaining a new perspective
  • Getting more focused
  • Finding inspiration
  • Uplifting and increasing happiness

I am curious about the top performers, best-selling authors, industry disruptors, creatives, entrepreneurs, lifestyle designers, and leaders that inspire and change the world. I want to know what makes them tick that gets into the level of success they are currently in.


I’ve been meditating inconsistently for over a year now. Inconsistently means I’d meditate 5 times in some weeks and only once or twice in some.

According to new research from the Shamatha Project at the University of California, Davis, mindfulness, and meditation help lower the levels of the stress hormone cortisol.

I’ve been an active mindfulness advocate for the last year, and I suggest that if you haven’t tried meditation yet, do it and try it for at least 3 days and observe how you feel. I recommend starting with the Headspace or Calm app and spend at least 10 minutes a day focusing on your breath and relaxing.

The world is buzzing, with many things are happening all around you. This busyness makes you unaware of the world around you. The sadder thing, however, is we become unaware of our inner self, too. Do you know that humans can think of 60,000 stories and feel 300,000 emotions every day? How many of them are you aware of?

Millionaire Habits: Reading

How do you read more books?

I was obsessed with that question and tried to find all the hacks possible – speed reading, reading excerpts, summaries, listening to audiobooks, watching videos that explain most of the book concepts, and so on.

After trying all of them, I’ve discovered a mind-blowing hack that was there all the time – If you want to read more books, spend more time reading. If you don’t have time to read, make more time. Always carry a book with you, read after you wake up, read when you commute to work and read while you wait for your morning coffee at the cafe. Having a break at work? Read. Read before going to bed. These will add up and give you 20-40 pages a day, around 2 books a month. I used to waste months without reading a single book.

The benefits of reading books are enormous. If some of the wealthiest people in the world, like Warren Buffet and Mark Zuckerberg, read hundreds of books a year, and Elon Musk taught himself rocket science by just reading, it must be important.

Here’s a secret: ordinary people seek entertainment, but extraordinary people seek education and learning. That’s why most successful people are reading books instead of wasting time watching TV.

As time passes by, reading will certainly reshape your thinking. It will make you more knowledgeable and have more ideas on many topics; you will think and see differently; you will have answers to common questions and feel more confident and creative.

Make reading your priority.

Millionaire Habits: Writing

Writing is definitely one of the major skills that have positively influenced my lifestyle. It’s not only a very meditative activity as it helps me think deeper, but it also allows me to create stories, makes me a better communicator, and increases my creativity. When I get into the zone, words flow naturally.

What I love about writing the most is the impact it can have on other people. One article has the potential to reach millions of people anywhere in the world. Writing also makes you a better person because it allows you to put everything bothering you into words. After freeing all those feelings, you feel calmer, more satisfied, and inspired.

When your writing clearly expresses your thoughts and ideas, you can gain more friends and influence people. Whether it’s your personal relationships or career, clear communication will help you build a smooth and bulletproof future.

Continuous writing can easily lead to an additional or passive income stream. Think about it; you can contribute a couple of articles a week to your favorite blog or magazine and make some cash. You can also work on a book, sell it online and make money while you sleep. I’ve tried both and will be improving on what I’ve learned.

Another benefit of writing is it helps you clear your mind. According to social psychologist Roy F. Baumeister, our brain is always looking to complete tasks. So if you have a thought or idea circling in your head, it may not stop until you write it down. Once you do it, your brain registers it as a completed task, and then your mind can rest again. That’s why people wake up at night and can not sleep again until they write down their idea on a napkin or whatever is close to their bed.

Writing also helps you learn. Read, and you will forget, see, and you may remember, teach, and you will understand. Once you learn something new, please write it down in your notes using your own words and how you understand it. After that, teach what you learned to others. Once you start teaching what you have learned, you’re taking a critical look at what you want to say, leading to a better understanding.

It’s the key to success or, at least, one of the keys. So I’m not surprised that these wealthy and highly successful individuals like Warren Buffett, Richard Branson, and Bill Gates regularly take the time to put down a pen to paper to express their thoughts.

When you write, you will remember things long forgotten. Writing about daily experiences and feelings provides a recorded history. It also allows you to dig deep and access these memories; thus, write them down so you can learn from your past and recall those amazing moments. Start writing.

Defining the Most Important Task (MIT)

Most of the time, I’d write a to-do list of some random tasks I want to do during that day, and my over-optimistic to-do list would go unfinished every day. So now, I focus on one major task, the most important task (MIT), that will help me achieve my vision and contribute the most to the future I want to build.

Defining and focusing on my most important task helps me get the most vital task done and move closer to my main goal. Then, if I still have energy left for other tasks, I’d work on the secondary and tertiary importance level tasks to run errands, ensure the cash flow, and improve my business and life.

Doing the Affirmations

Doing the affirmations is quite new for me. I heard about the concept but never really took the time to do them. So now, I am doing a short positive self-talk every morning, telling myself that I am already creative, productive, confident, influential, calm, loving, leading, inspiring, humble, intelligent, innovative, attractive, sensible, and successful. It really helps me get that little positive boost for the day and adds extra confidence to whatever I do.

The next step for me is to do it in front of a mirror with more energy and belief to really pump up myself with positive energy for the day.

Millionaire Habits: Visualizing

Imagine all the details – how does it look, smell, sound, and feel? What emotions you’d have, how would you look, what would you do? Make it as realistic as possible and truly believe it. Practicing visualization daily helps me stay on track and accept the inevitable. I’ve already been there and done that. Now, I need my body to get where my mind already is – the victory.

The mind is everything. What you think you become. – Buddha

Visualization is a process of recreating all the images, sounds, and feelings in your mind to practice in a perfect environment. In fact, visualization is very popular in sports psychology.

I am a big believer in visualization. I run through my races mentally so that I feel even more prepared. – Allyson Felix, 2012 Olympic champion, a 3-time World champion, and 2-time Olympic silver medalist.

What is the difference between a good and great athlete? Their mental strength and power of visualization. One of the most overused cliches in sport is that 90 percent of performance is mental. But, according to Doug Gardner, sport is 100 percent mental, and that’s true.

Visualization Might Be as Effective as Physical Training

Australian psychologist Alan Richardson did a little experiment on the power of visualization. He took a group of basketball players, divided them into 3 groups, and tested each player’s ability to make free throws.

The first group would practice for 20 minutes every day. The second would only visualize themselves making free throws, but no real practice was allowed. Finally, the third one would not practice or visualize.

The results were astounding. There was a significant improvement in the group that only visualized; they were almost as good as the guys who actually practiced.

Another research has revealed that mental practices are almost effective as a true physical practice and that doing both is more effective than alone.

There Are Many Benefits of Visualization

The visualization process works as a form of relaxation as it reduces anxiety. Visualization has no limitations – you can be and do anything. You can gain inspiration to pursue your dreams as you have already seen them happen. That will boost your confidence and improve your focus on working toward your goals.

One of the most mind-blowing benefits of visualization was discovered by Dr. Maxwell Maltz. In his classic book Psycho-Cybernetics, he noted that your subconscious could not tell the difference between a real memory and a vividly imagined visualization.

Your subconscious cannot tell the difference between a real memory, and a vividly imagined visualization. – Dr. Maxwell Maltz

It may sound incredible, but you effectively “implant” new memories into your self-image when you visualize. Meaning that your subconscious mind “thinks” you are already the success you dream of becoming.

Start with a simple skill that you want to learn, like waking up earlier or eating slower. That way, you can practice with something easier and strengthen your visualization skills before tackling the big complex skills.

Millionaire Habits: Exercising

I’ve been exercising for over a decade now and involved in athletics from the young age of 12. As a result, I’ve faced many personal defeats, struggles, and physical and mental body growth. So for the last three years, I switched to training at the gym, running, and stretching. Occasionally trying new things like yoga, surfing, ultimate frisbee, tennis, and surfing.

Now I regularly exercise 4-5 times a week, with exceptions when I get sick or travel. I am actually preparing for my second full marathon at the moment, so it is pretty intense right now.

According to David J Linden, intense exercise can bring about short-term euphoria, reduced anxiety, and pain threshold increases. Therefore, if I had to leave only one daily habit in my morning routine, it would definitely be exercising because it leads to numerous physical and mental health benefits.

Improve memory and thinking skills. Many studies have suggested that the brain parts that control thinking and memory have greater volume in people who exercise versus people who don’t.

Increases productivity. It increases the endorphins that are released into your body, and make you more productive.

Exercising boosts self-confidence. It can help ease your mind and rejuvenate your body. Working out will make you feel great and boost your confidence.

Working out helps you sleep better. If you are someone who has trouble sleeping or staying asleep, then working out is your answer. Exercise helps to clear your head and helps you feel relaxed.

Improves your mood. Exercising lifts your emotional state and, as mentioned before, reduces stress and anxiety.


This is one of the longest posts I have ever written, and I appreciate you reading all of it. These habits of successful people, routines, and realizations didn’t come overnight. It was all based on trial and error, waking up at 5 am for 7 days and then breaking the chain and waking up at 11 am. I wouldn’t read or write for weeks. I would get sick and wouldn’t exercise or meditate.

My point is, you will certainly fail with your new lifestyle managing your new habits. Your old, even more, powerful habits will creep in and try to get you back to your comfort zone, but don’t give up. Instead, start repeatedly until you realize you are the person you always wished to become.

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